The new year is here, and with it comes the first great deals of 2014. If you’re looking for a great deal on a new car, this edition of “Steals on Wheels” has just what you need.

The OpenRoad Lending Auto Buying Service has the info you need to make sure you’re not overpaying for your next car. This edition’s deals offer something for every new car shopper’s needs, with potential savings ranging from 10.2% to 15.5%.

In each edition of “Steals on Wheels” we share a collection of the very best deals we can find. In this edition, we’re focusing on the greatest potential discounts available for the new year across an assortment of body styles. Market average pricing on this assortment of 2014 model year vehicles demonstrates a range of discounts off Manufacturer’s Suggested Retail Pricing (MSRP) equaling as much as $5,686 off these new models.

Our data also includes fuel economy figures to help you compare not just savings at the dealership but savings at the pump, as well. Note: Because this edition’s selection of deals includes cars, trucks, and utility vehicles, there’s a wide variance of mpg between their fuel economy. The diesel-powered BMW 3-series sedan leads the pack in fuel economy, with 32 mpg city, 45 mpg highway, and 38 mpg combined.

It doesn’t matter where you live, these “Steals on Wheels” deals are available nationwide and demonstrate potential savings on new cars based on the possible discount from the Manufacturers Suggested Retail Price (MSRP). These steals may feature manufacturer’s rebates and cash incentives, or may also include special leasing offers, depending on what our data shows to be the greatest opportunities for savings for new car shoppers in the upcoming week. Keep in mind that incentive programs are subject to change by region and should be confirmed with your dealer, as they can affect your final price.

The 2014 Kia Rio SX subcompact sedan promises a national market average of $16,457 and an easy-on-the-wallet monthly payment of about $237 making it the most affordable vehicle in this edition of Steals on Wheels. That’s a potential savings of 11.5 percent — or up to $2,143 — off than the already well-priced $18,600 MSRP for Kia’s sporty little sedan. Inside, the 2014 Rio offers room for five, and 13.7 cubic feet of cargo space, as well as super efficient fuel economy of 27 mpg city, 37 mpg highway, and 32 mpg combined. The 2014 Kia Rio also boasts a five-year/60,000-mile limited basic warranty, a 10-year/100,000-mile limited powertrain warranty, and five years or 60,000 miles of complimentary roadside assistance.

The five-passenger 2014 Chevrolet Malibu 3LT starts with an MSRP of $27,575, but its average price is $2,143 lower at $24,322; that’s a potential savings of 11.8% off the suggested MSRP of Chevrolet’s five-passenger midsize sedan. The 2014 Malibu is powered by a 196-horsepower/2.5-liter four-cylinder engine mated to a six-speed automatic transmission; its standard auto start-stop feature helps the Malibu achieve fuel economy figures of 21 mpg city, 30 mpg highway, and 25 mpg combined. Put down a 20% deposit, and with a 3 percent APR, your monthly payments could equal about $350 (not including sales tax, fees, or any other fees).

Thanks to its giant potential 15.3 percent discount off the $37,145 MSRP, theRam 1500 Big Horn CrewCab bears a possible savings of $5,686 and a market average of $31,459. Underhood, the rear-wheel-drive Ram 1500 Big Horn is powered by a standard 305-horsepower/3.6-liter V-6 engine mated to an eight-speed automatic transmission. Ram’s rugged pickup truck carries a $452 monthly payment, as well as a max payload of 1,625 pounds, can tow up to 10,500 pounds, and promises fuel economy of 18 mpg city, 25 mpg highway, and 21 mpg combined.

The functional 2014 Dodge Journey seats five (or seven with an optional third-row seat) and boasts a 15.5 percent discount. That translates to a potential $3,772 savings — bringing the national market average price of Dodge’s midsize front-wheel-drive sport utility vehicle from an MSRP of $24,290 down to $20,518. Offer a 20 percent down payment, and your payments could be around $295 each month. Need flexible room for people and their stuff? The Dodge Journey boasts 67.6 cubic feet of cargo space behind the first row. Five-seat models have 39.6 cubic feet of space behind the second row, while seven-seat models have 37 cubic feet of space behind the second row and 10.7 cubic feet behind the third row.

If you’d like a performance car with a friendly shade of “green,” then check out the 2014 BMW 328d sedan, powered by a 180-horsepower/2.0-liter diesel engine that promises an eco-friendly 32 mpg city, 45 mpg highway, and 38 mpg combined. The fuel-efficient luxury/performance sedan starts with a Manufacturers Suggested Retail Price (MSRP) of $39,525 and is further reduced to a national market average of $35,508. That’s a potential savings of 10.2%, or a potential savings of $4,017 off the suggested MSRP of this diesel-powered BMW.  That’s $510 for 60 months after a 20 percent down payment.

Ready To Go Shopping for a New Car?

Each edition of “Steals on Wheels” feature demonstrates potential savings on vehicles based on the possible discount from the Manufacturers Suggested Retail Price (MSRP). As always, here are some really important things to keep in mind, such as:

• Deals are limited to inventory on hand. Your Certified Dealer must confirm that actual inventory, including your preferred options and colors, is in stock.
• “Market Average” is based on the national average of recent vehicle transactions, including destination and delivery charges after incentives that are subject to change, but does not include tax, title, licensing, documentation or processing fees, other state and governmental charges and/or fees, or any other charges or fees allowed by law. This is a national average, so you might find better pricing based on sales in your local area at www.OpenRoadLending.com. Be sure to visit the OpenRoad Lending Auto Buying Service to view local pricing on any car and to be connected with your local Certified Dealer who will provide you pricing information for the vehicle you are researching.